State Farm® Insurance Agent Karen Davis

"Early October I was advised that my current homeowners carrier Markel was no longer going to insure mobile homes in my area (Princess Anne, MD) after my current policy expired on Nov. 17, so I began a search for quotes for a new carrier. I had a few places preparing quotes and then contacted State Farm. On Oct. 6 the agent asked me some questions on the phone about the type of property (mobile home), size, location, year built etc. which I answered. The home was built in 1972 which I told him. So he gave me a phone quote and I went in to sign papers, which I did and submitted a check to State Farm for the total amount effective Nov. 17. He said I would be getting papers directly from State Farm soon. Based on this I contacted others I had asked for quotes to tell them I found coverage and would not be needing them. Some time passed and I wondered where my papers were since I hadn’t received anything. I considered calling a few times but didn’t want to be a pest or rush anyone. Finally on Dec. 11 I called to speak to the agent and ask the status of my policy. He checked and informed me that State Farm rejected my application due to my place being older than 1976 which is when the HUD codes were required for mobile homes, and he said a letter should be on the way with a refund. So once again I had to scramble to find coverage, after telling some insurers who were working on quotes that I did not need them. The agent should have known the parameters of coverage and that they would not cover my home, and all of this should never have happened, maybe someone there needs to review pending policies. Also the agent follow-up was nonexistent and slow on State Farm’s part. I finally got a partial refund on 12-23-25. State Farm deducted for the time in between. State Farm should be shut down. I used them years ago for home and auto and they screwed me around on both. I had hoped they had their act together, but no. That's my experience."

"Blown away by the customer service and great senior rates. Jakob, is the best!"

"Meagan Floyd was wonderful she was very professional and really knows her stuff. I had a wonderful experience with her today."

"Ashley Dice could not have been more helpful! She was AMAZING, personable, kind, thorough, thoughtful and just all around great customer service. She saved me over $200 a month on car insurance AND 35% on my home insurance! Call Ashley asap yall she is the TRUTH!"

"Bought a homeowners policy from Ushba Saleem a young knowledgeable agent in Salisbury. Very impressed with her reponsiveness and overall service."

"Jeanette was AMAZING TO DEAL WITH. I called and needed assistance with a duplicate payment issue and within 24 hours she had it resolved- with a fabulous happy attitude and wanted to make sure I was taken care of. Thank you so so much!"

""Huge thanks to Ashley Dice for helping me with my car insurance yesterday. She was professional, efficient, and very kind. 5 stars!""

"Ushba was Great, Terrific. She was kind and answered all my questions. Big Help!"

"Elsy muy amble me ayudó a buscar seguro una persona sobra"

"I had some questions that I needed State farm to answer for me today. A lady by the name of Ashley took care of me at the front desk. She was able to answer my questions and the ones that she did not know the answer to she immediately went to someone else who was able to answer them. Great job Ashley! Thank you so much."

"I believe Misti was her name and she made getting my insurance fixed up and back on track very easy. Communication was great and quick. Not only that my insurance rates actually dropped! Don’t hesitate to reach out to her!"

"I am beyond impressed with the service I received this past week from Ushba Saleem. I am moving to MD from FL soon and wanted some information and was referred to Ushba from my realtor. Although I wasn’t ready to move things over — Ushba still informed me about the true definition of insurance and what it means to protect my assets. Within 5 minutes of the conversation, I knew I could trust her which is rare for me. I’ve been underinsured for so many years and I would have never known this if it wasn’t for Ushba educating me on why it’s so important to have the proper coverages to protect my assets. Ushba went through each asset I have and explained why certain coverages made sense for me and additional policies like an Umbrella policy would make sense which is something I’ve never even heard of! Ushba was beyond professional, knowledgeable, and most importantly — such a kind soul. She managed to make me laugh quite a few times too! Thank you Ushba. Assets are important to protect and Ushba is a true asset to this agency. Thank you Karen Davis State Farm!"

"Ushba Saleem was very helpful."

"Ushba Saleem was very informative and was willing to break down any questions we had as well as offer us the best policies for our needs."

"I received a call today from Kyleigh L. today, who was calling win back my business because I left them a few years ago when my rates increased quite a bit, for no reason. Kayleigh was extremely knowledgeable, patient, and informative. Needless to say, I’ll be switching back to Karen Davis’ office."

"I visited with my friend to switch car. Jacob assisted us, and he was very kind and helpful, making the transition go smoothly. Thank you, Jacob!"

"I visited State Farm office in Salisbury, MD and met Ms. Ushba Saleem. I had a few questions regarding out of state drivers license and tag renewal. She was quite helpful and answered all my questions to my full satisfaction."

"I can’t say enough great things about my State Farm agent Ushba Saleem. She has been there for me and my family through both the good times and the tough moments, always providing support, guidance, and genuine care. Whether I had a quick question, needed help navigating a claim, or just wanted clarity on my coverage, she responded with professionalism, patience, and kindness every single time. It’s rare today to find someone who not only knows their job but truly cares about the people they serve. Ushba Saleem consistently goes above and beyond, making sure my family and I feel protected, informed, and valued. I am grateful for her dedication and highly recommend her to anyone looking for an State Farm agent who actually shows up when it counts. Absolutely five stars! ⭐️⭐️⭐️⭐️⭐️"

"Jake from State Farm in Salisbury Maryland was very helpful with giving me a quote and signing me up. Thank you Jake. Keep up the good work.."

"Ushba was very respectful and she was very patient with me as I was having trouble understanding a few things but she made sure I left with a great rate and I’m happy to be insured with State Farm again."

"Was looking for an affordable insurance that wouldn't break the bank, Jakob was very helpful and explained the various options available. Thanks for your help Jakob."

"Ushba was great. She was patient, knowledgeable, and extremely helpful."

"My experience at Karen Davis State Farm was excellent. I switched from Geico to State Farm, and the process was easy and seamless. I had the pleasure of having Austin as my agent, and he was extremely kind and very knowledgeable. He explained everything thoroughly and was able to answer all of my questions. I am very satisfied with my switch and I am happy to be a State Farm customer."

"I had a not so pleasant increase that had me looking for a new insurance company and I let them know as much. Kyleigh worked on my account and called me with a significant savings therefore totally saving me as a customer. She was very helpful and very nice.. Bottom line is this I am a happy customer once again and am no longer looking to change companies. This was just a lil hiccup that has been resolved! Thank you Kyleigh! I do recommend Karen Davis State Farm"

"Ashley was SO patient, and considerate of the fact that I hate dealing w/the transponder tech. She set me up w/ drive safe & save gizmo and app and went through the entire app. What a trooper!!"